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The College provides financial assistance through participation in the Perkins Loan Program. This program, nationwide in scope, provides low-interest loans to students and makes special provisions for student borrowers who later enter certain phases of the teaching profession. The FAFSA Form is needed for all students. Students who are eligible to continue their academic work at Westminster and are maintaining satisfactory progress may be considered for renewal of this award, provided that there is financial need. Only those who are at least half time students are considered.

What is a Federal Perkins Loan?

A Federal Perkins Loan is a low-interest (5%) loan for undergraduate students with financial need. Westminster College is the lender. The loan is made with government funds with a share contributed by the school. You must repay this loan to Westminster College.

When do I pay back this loan?

If you’re attending school at least half time, you have nine months after you graduate, leave school, or drop below half time status before you must begin repayment. This is called a grace period. If you’re attending less than half time, check with your Perkins Loan Coordinator to determine your grace period. At the end of your grace period, you must begin repaying your loan. You may be allowed up to 10 years to repay.

ECSI is the billing agent for the Perkins Loan; the entrance interview, promissory note, exit interview and repayment of the loan will be handled by them. You can find them on the web at or 1-888-549-3274.

For more information contact Becky Greene at 724-946-7159 or